What you need to know about renters insurance
Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.
Protect yourself and your guests
Your renters insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let Craft Insurance help you find the right amount of coverage to suit your insurance needs.
Get the right amount of insurance coverage at the best price
Whether you’re starting out, between homes or downsizing, Craft Insurance will help you pick the renters insurance coverage that best fits your needs. Be sure to ask us about available discounts including burglar alarm credits and the account credit for customers who package auto and/or umbrella policies with their renters policy.
Extra coverage doesn’t have to cost a lot
Whether you’re starting out, between homes or downsizing, we will help you pick the renters insurance coverage that best fits your needs. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.